Agreed. So, instead of disinventing money just remove the profit motive entirely by having everything state/people owned. 100% employment, no competition within sectors, jobs for life, no over exploitation of resources, no one going hungry. Keep using money to get goods & foods, with 100% employment (and if you remove competition and produce only to fulfil need we'll prolly all only be working 4-5 hours a week) everyone could afford to get by. Co-operatives, soviets, that isn't really important, whereas removing the profit motive is.
Oh, and of course, housing has to be free.
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