Which bit am I completely wrong about?
I have not seen any companies offering over 6% .. fact (they may be out there but I ain't seen them)
You cannot put more than 17% in .. fact.
The employer is not obliged to offer anything. Most of the time they will only match your contribution up to a max of 5 or 6% ... the rest is up to you.
Compant pensions are a perk. You don't get one by default. You need one, but they aren't a right.
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